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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$180,000
|
$300,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
5 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$5,000
|
$5,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Professional & Total Home Care
|
Included
|
Included
|
Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
Professional & Total Home Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$24.30
$24.30
$24.30
$24.30
$24.30
$24.30
$24.30
$24.30
$24.30
$24.60
$24.90
$25.20
$25.80
$27.00
$27.60
$28.80
$30.00
$30.60
$31.50
$33.60
$35.10
$36.00
$37.80
$39.60
$41.40
$42.90
$45.90
$48.00
$50.10
$53.10
$56.10
$58.50
$62.10
$66.00
$69.00
$73.20
$77.70
$81.90
$87.60
$94.50
$101.70
$108.90
$117.60
$126.90
$136.20
$147.30
$158.70
$173.70
$186.00
$199.50
$214.50
$231.30
$250.80
$271.20
$293.70
$316.20
$340.50
$372.60
$401.40
$432.60
$461.70
$491.40
$523.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$180,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$5,000
|
|
5% Simple Inflation
|
Not Included
|
|
Professional & Total Home Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$40.50
$40.50
$40.50
$40.50
$40.50
$40.50
$40.50
$40.50
$40.50
$41.00
$41.50
$42.00
$43.00
$45.00
$46.00
$48.00
$50.00
$51.00
$52.50
$56.00
$58.50
$60.00
$63.00
$66.00
$69.00
$71.50
$76.50
$80.00
$83.50
$88.50
$93.50
$97.50
$103.50
$110.00
$115.00
$122.00
$129.50
$136.50
$146.00
$157.50
$169.50
$181.50
$196.00
$211.50
$227.00
$245.50
$264.50
$289.50
$310.00
$332.50
$357.50
$385.50
$418.00
$452.00
$489.50
$527.00
$567.50
$621.00
$669.00
$721.00
$769.50
$819.00
$873.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$300,000
|
|
Benefit Duration
|
5 years
|
|
Monthly Benefit Amount
|
$5,000
|
|
5% Simple Inflation
|
Not Included
|
|
Professional & Total Home Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$46.00
$46.00
$46.00
$46.00
$46.00
$46.00
$46.00
$46.00
$46.00
$46.00
$46.00
$47.00
$47.50
$50.00
$51.00
$54.00
$56.00
$58.00
$60.50
$63.00
$64.50
$67.50
$71.50
$75.00
$77.50
$82.50
$86.50
$91.00
$95.00
$101.00
$106.50
$111.50
$118.00
$125.00
$132.50
$139.50
$148.00
$157.50
$170.00
$183.00
$197.50
$214.00
$232.00
$251.00
$272.00
$296.00
$320.50
$355.50
$383.00
$413.50
$448.00
$488.00
$529.50
$577.00
$626.00
$678.00
$734.00
$806.50
$871.00
$941.00
$1,006.50
$1,074.50
$1,146.50
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov